The Texas Department of Insurance (TDI) Fraud Unit reported that its investigations led to $50.9 million in court-ordered restitution for insurance fraud victims during fiscal year 2025.
According to TDI, more than 20 investigators examined 314 cases of suspected insurance fraud across the state. The investigators reviewed financial records and interviewed both suspects and victims before passing the cases to TDI attorneys for prosecution. Courts often imposed prison sentences, fines, and required offenders to pay restitution to their victims.
One notable case involved former Houston insurance agent Mark Davis Lunsford, who was sentenced to prison, fined $10,000, and ordered to pay restitution after selling fake insurance policies and stealing over $318,000 in premiums from clients.
“Restitution is just one way to repair the financial harm of insurance fraud,“ said Chris Davis, who leads TDI’s Fraud Unit.
TDI encourages the public to report suspected insurance fraud online or by calling its Help Line at 800-252-3439.
